Are You a Target for Identity Theft? Equal Opportunity Crime Regardless of Your Age-Race-or Gender

Are you a target for identity theft, or are you sure it will only happen to the other person? Have you already been victimized? When was the last time you checked your credit card and bank statements to see if there are any unauthorized transactions on them? Do you keep your receipts? I could go on with these types of questions, but if you are like most people, you will not know you are a victim of identity theft until it is too late. A recent study shows that nearly 85 percent of the people hit by this crime dont find out about it until well after the fact.

Just as troubling is a poll just released this passed August by The Gallup Organization and a commercial sponsor, which said about two-thirds of consumers who havent experienced identity theft say, it will never happen to them. This is alarming because identity theft is an equal opportunity crime. A person does not need to be wealthy to be a target. As a matter of fact it will strike regardless of your age, race or gender. The elderly and children are prime targets.

Typically, older people have more financial resources then the younger segments of our population; this makes the older people appealing targets. They have a higher credit line, greater home equity and are less likely to report the crime.

Even sadder is the identity theft of our children. Crimes of identity theft of children under the age of 18 have gone over the ten thousand mark this year already. Some experts fear this number is under-reported because victimized youngsters usually dont find out they have been a victim until they are young adults applying for their drivers license, college loan or a first credit card.

You cant entirely prevent identity theft, but when it happens you can minimize the damage through early detection. Sometimes the identity thieves will only charge little things to see if you noticed anything wrong; if you dont, then they can launch a full scale assault on your accounts. Also they may only take ten or fifteen dollars a month out of your account so you wont miss it. You may ask why so little amount of money? Think for a minute, if the identity thief had, oh lets say several hundred or even a thousand accounts that they only took ten dollars a month from, that comes to ten thousand dollars of free income a month.

I do not have all the answers to the identity theft crisis we are faced with everyday. However, I have learned that knowledge is power and the more knowledge we have on the way identity thieves work, the more power we have to fight back and protect ourselves. I have built a new website that I call Answers to Identity Theft. There you will find information to build your knowledge against Identity Theft. Get the books and sign-up for the Identity Theft Newsletter.

We are all in this together; so if we can help each other, then together we will win this identity theft crisis.

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